The Good Guys of Finance. (Yes, they exist)

CDFIs, Savings
Having worked in both venture capital and financial services, I have seen some of the best and worst faces of finance. But there is one financial segment that is largely ignored and vastly under-celebrated. I call them “the good guys and girls of finance” for many reasons, but also because it’s easier than their name: CDFI.CDFIs, or Community Development Financial Institutions, were created over 20 years ago by the U.S. Treasury Department to help ensure that our country’s most underserved populations – low-income neighborhoods, women and minorities – were getting fair access to capital. Think about it this way: large banks don’t always find it easy or prudent to lend capital to certain types of small businesses, including first time entrepreneurs or entrepreneurs who need less than 100K to start…
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The world that we co-create

The world that we co-create

CNote, Financial Planning, Savings
What if... We lived in a world where we could vote with our dollars - in everything we do. Not just by buying a cup of coffee from the local shop we love, but by actually investing in that shop's growth and success. And what if we benefited too? Not only by feeling great about supporting our community, but actually creating financial freedom for ourselves along the way. This is what we are creating..and we hope you'll join us for the journey. We are CNote. CNote stands for co-creation. The idea that every $100...and really every $1...can be intentional and meaningful. Instead of investing in what we're told to invest in -- stocks, bonds, ETFs, whatever the next acronym is -- we invest in each other. We call it investing…
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CNote selected for Y Combinator Fellowship

CNote selected for Y Combinator Fellowship

CNote
We are proud to announce that CNote has been selected to be a part of Y Combinator’s Fellowship program. YC has helped to fund and grow an amazing list of innovative companies, and we’re proud to be among their ranks. The doors this opportunity opens is not lost on our team. We know this selection is just the first few steps in our march towards innovating and democratizing finance, but we’re extremely excited!  We’re looking forward to further refining our products and building more relationships in the financial technology space as a result of this fantastic opportunity with YC. CNote was created from a place of optimism and determination. We are crazy enough to believe we can redesign finance and create products and services that inspire and empower, not confuse…
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