What drives CNote — A look back

What drives CNote — A look back

CNote
In the startup world, six months can feel like a lifetime. Indeed, its been about six months since CNote won the Fintech Category and took home Best Startup Pitch Company at SXSW. A lot has changed, our team has grown, but the most important things have stayed the same. Same mission, prettier website Despite growing as a company since March, our focus and core goals of offering a better return with tangible social impact have not changed. In the future, the fashion might change, and the video cameras might get better, but we believe this pitch, delivered by co-founder Cat Berman, will reflect our core principles for years to come. That is why we decided to share it again as a reminder to our community, employees, and customers about the…
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Small Biz Story | Mamacitas Cafe

Small Biz Story | Mamacitas Cafe

CNote, Small Businesses
A Different Startup, With a Quirky Mission Mamacitas Cafe, a specialty coffee and baked goods retailer in Oakland, is different. A lot of other coffee shops may say the same. Be it their brewing methods, the coarseness of their grind, or the music heard playing in the background, this cafe is on a mission to elevate women of color.  This coffee shop offers it's employees professional training, community building, and the ability to directly take part in day-to-day business tinkering and planning. Impact First. Profit Second. As with any coffee shop, Mamacitas Cafe was not immune to the challenges of a newly formed business. From payroll, equipment purchases, and construction to the unexpected removal from a commercial space it took serious commitment and foresight to stick to their guns and…
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Small Biz Story | Z011 Coffee Roasters in San Francisco

Small Biz Story | Z011 Coffee Roasters in San Francisco

CNote, Small Businesses
A whole new coffee experience For San Franciscans, coffee drinking has become a ritual and an experience to be savored. And discovering coffee shops offering new flavors, aromas, and brewing methods has become a popular pastime in the city. In 2015, Belen and her husband decided to offer a completely unique coffee drinking experience to the San Francisco coffee-loving community. Combining their passions for baking and coffee, they opened Zo11 Coffee Roasters on Fillmore St. While starting the business meant a major step into the unknown, Belen believed that because they were doing what they loved they would be able them to face and overcome any challenge together. And they did exactly that. A founder driven by passion "Follow your passion" became Belen's compass to navigate. And for Belen this meant…
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Borrower Story: Prospect Cleaning Service in NYC

Borrower Story: Prospect Cleaning Service in NYC

Borrower Stories, CDFIs, CNote
Community lending - Helping small businesses grow Running a small business is a huge challenge. Even with the best laid business plan and capital to spare, if you want to follow the long road to success you are going to need some help. Be it financial planning or access to skilled employees, a small business’ ability to leverage this help is critical to surviving and growing. We spent time with Prospect Cleaning Service to learn more about their experience working with the Excelsior Growth Fund (EGF), one of CNote’s CDFI partners. (more…)
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Redesigning Finance in Detroit

Redesigning Finance in Detroit

CNote
An hour before my hotel alarm goes off, I’m thrown awake by a chorus of hammers, trucks and drills from the construction outside. Where am I? Right, Detroit. The city of a legendary decline and an even more legendary revival. I've heard enough "dark" stories to shape my groggy and not so pleasant image of this city - but it's an image that will be shattered in just a few days. About a month ago, CNote was invited to participate in the FinTech program sponsored by Village Capital and Paypal. The program focuses on supporting entrepreneurs creating innovative financial solutions for underserved communities and small businesses. It is in a perfect alignment with CNote and I was  excited for the opportunity to learn from other companies sharing a common mission…
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